Investment property portfolio
Investment Properties

Investor-Grade
Financing at Scale.

Debt Service Loans, portfolio programs, and fix-and-flip financing designed for serious real estate investors. Qualify on the property's income — not yours.

Loan Programs

Built for Investors,
By Specialists

Debt Service Coverage

Debt Service Loans

Qualify based on the property's rental income — not your personal income. The property pays for itself, and we use that to underwrite the loan.

  • No personal income verification
  • Qualify on rental income alone
  • Short-term and long-term rentals
  • Loan amounts up to $3M+
  • LLC and entity vesting allowed

Multi-Property Financing

Portfolio Loans

Finance multiple investment properties under a single loan structure. Ideal for investors looking to scale their portfolio efficiently.

  • 5+ properties in one loan
  • Blanket mortgage structures
  • Streamlined underwriting
  • Competitive portfolio rates

Short-Term Rehab Financing

Fix & Flip Loans

Fast, asset-based financing for investors acquiring and renovating properties for resale. Close quickly and move on to the next deal.

  • Up to 90% of purchase price
  • Rehab funds included
  • 6–18 month terms
  • Experience-based pricing

Airbnb & Short-Term Rental

Vacation Rental Loans

Specialized programs for short-term rental properties using Airbnb, VRBO, and similar platforms. We use projected or actual STR income to qualify.

  • STR income accepted for qualification
  • AirDNA data accepted
  • Primary and non-primary markets
  • Competitive rates for STR investors
Why Choose Us

The Investor Advantage

No Personal Income Required

Debt Service Loans qualify on the property's cash flow — your W-2 or tax returns are irrelevant.

LLC & Entity Vesting

Hold your investment properties in an LLC or other entity for liability protection and tax benefits.

Scale Without Limits

No arbitrary cap on the number of financed properties. We work with investors at every stage of portfolio growth.

Fast Closings

Investment deals move fast. Our streamlined process is designed to close in 2–3 weeks when needed.

Ready to Grow Your Portfolio?

Speak with an investment property specialist today.

Get Pre-Qualified
FC
Flexible CapitalSolutions

Specializing in mortgage programs that other lenders won't touch. From ITIN borrowers to self-employed professionals and real estate investors — we find the financing solution that fits.

Company

Equal Housing Lender. We are committed to fair lending practices.

© 2026 Flexible Capital Solutions. All rights reserved.

NMLS Disclaimer: Flexible Capital Solutions is a licensed mortgage company. All loans are subject to credit approval. Terms and conditions apply. This is not a commitment to lend. Rates and programs subject to change without notice.