Zakim Bridge Boston at night
Bridge Loans

Move Fast.
Close with Confidence.

Bridge loans give you the speed and flexibility to act on opportunities without waiting for conventional financing timelines. Close in days, not months.

6 – 24 months
Loan Term
Up to 75% LTV
Loan-to-Value
$100K – $10M+
Loan Amounts
7 – 21 days
Closing Timeline
Interest-only
Payment Structure
Residential, Commercial, Mixed-Use
Property Types
Use Cases

When a Bridge Loan
Is the Right Move

Buy Before You Sell

Secure your next home before your current one sells. A bridge loan uses your existing home's equity to fund the down payment on your new purchase.

  • No contingency on new purchase
  • Access equity without selling first
  • Typically 6–12 month terms
  • Smooth transition between properties

Investment Acquisition

Move quickly on time-sensitive investment opportunities. Bridge financing lets you close fast while you arrange permanent financing.

  • Close in as little as 7–14 days
  • Asset-based underwriting
  • No income verification required
  • Up to 70–75% LTV

Construction & Renovation

Fund a construction project or major renovation while your permanent financing is being arranged or while the property is being stabilized.

  • Interest-only payments during term
  • Draw schedules available
  • Exit to permanent loan or sale
  • Flexible term extensions

Commercial Bridge

Short-term financing for commercial properties, mixed-use buildings, and multi-family assets during acquisition, repositioning, or lease-up.

  • Commercial and mixed-use eligible
  • Value-add and repositioning deals
  • Loan amounts from $500K to $10M+
  • Experienced commercial underwriting
How It Works

From Inquiry to Funding

01

Submit Your Scenario

Tell us about the property, your exit strategy, and your timeline. We'll evaluate fit within 24 hours.

02

Term Sheet Issued

Receive a detailed term sheet outlining rate, LTV, fees, and term length — typically within 48 hours.

03

Appraisal & Due Diligence

We order an appraisal and complete underwriting. Most bridge loans close in 7–21 days.

04

Funding & Exit

Loan funds at closing. You execute your exit strategy — sale, refinance, or permanent financing.

Have a Deal That Needs to Move Fast?

Submit your scenario and receive a term sheet within 48 hours.

Submit Your Scenario
FC
Flexible CapitalSolutions

Specializing in mortgage programs that other lenders won't touch. From ITIN borrowers to self-employed professionals and real estate investors — we find the financing solution that fits.

Company

Equal Housing Lender. We are committed to fair lending practices.

© 2026 Flexible Capital Solutions. All rights reserved.

NMLS Disclaimer: Flexible Capital Solutions is a licensed mortgage company. All loans are subject to credit approval. Terms and conditions apply. This is not a commitment to lend. Rates and programs subject to change without notice.